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Ultimate Loan Manager is an online loam management system that allows lending businesses to manage their borrowers, loans, repayments, and collections with ease while being affordable at the same time.

Key Features


  • Only First Name and Last Name required to create borrower
  • Upload picture and files if any
  • Add details such as DOB, Email, Mobile, and Address
  • Send SMS and Email directly to Borrower
  • Auto Send SMS and Email
  • Add Loans
  • Unlimited Borrowers can be added

Add Loan

To add loans, you first need to add a Loan Product which is where you set interest rates and other fields.

  • Add Loan Products
  • Choose from Flat Interest, Reducing Balance – Equal Installments, Reducing Balance – Equal Principal, Interest-Only loans
  • Released Date, Amount, Interest %, Duration, and Repayment Cycle
  • Set Grace Period
  • Set Penalties for late repayment and after maturity date
  • Set a different Interest Start Date
  • First Repayment Date and First Repayment Amount can be manually set in Add Loan
  • Add Loan Fees
  • Add Loan Agreement files
  • Unlimited Loans

Manage Loan

  • View and print Loan Statement and Collection Schedule
  • Add Repayment
  • View Loan Terms and Files
  • Add Comments
  • Edit Collection Sheet
  • Override Loan Due Amount
  • Filter Loans
  • Send bulk SMS to borrowers on the Daily Collection Sheet or the Overdue Loans Sheets.

Collateral Register

  • Add Collateral
  • Manage all Collateral in a Register


  • Add Expense
  • Set Expense Type
  • Upload Invoices and Receipts
  • Set Recurring Expenses
  • View and filter Expenses based on Expense Type


  • Add Payroll for your Staff
  • Automatically Generate Payslips
  • Choose Payroll Templates
  • Edit Template Fields
  • Set Recurring Payroll
  • View and filter Payroll based on Staff name

Other Income

  • Add Other Income
  • Set Other Income Type
  • Upload Files
  • Download Receipts
  • Set Recurring Other Income
  • View and filter Other Income based on Other Income Type


  • Loan Released Chart
  • Loan Collections Chart
  • Balance Sheet, Net Profit, Gross Profit, Expenses, and Payroll Charts


  • Collection Report and Chart
  • Cash Flow and Detailed Cash Flow
  • Profit Loss Statement


  • Add Staff and upload picture and files
  • Set Staff Roles for each staff such as Cashier, Teller, Operations Manager, Collector, and Branch Manager
  • Set permissions for each staff role and control what pages they can see

Custom Fields

  • Add your own form fields to borrowers, loans, expenses, other income,collateral

Cron Jobs

  • Configure the system to automatically send reports, remind borrowers or set penalties

The application has other features which you will see when you start using the system

Demo Details


Email:[email protected]